<!--
Sitemap:
- [MPP — Machine Payments Protocol](/index): MPP (Machine Payments Protocol) is the open standard for machine-to-machine payments—co-developed by Tempo and Stripe. Charge for API requests, tool calls, and content via HTTP 402.
- [Page Not Found](/404)
- [Brand assets and guidelines](/brand): Download official MPP logos, wordmarks, and brand assets. Guidelines for using the Machine Payments Protocol brand in your project or integration.
- [Extensions](/extensions): Community-built tools and integrations for MPP
- [Frequently asked questions](/faq): Answers to common questions about MPP—payment methods, settlement, pricing, security, and how the protocol compares to API keys and subscriptions.
- [Machine Payments Protocol](/overview): MPP standardizes HTTP 402 for machine-to-machine payments. Learn how agents, apps, and services exchange payments in the same HTTP request.
- [Payment methods](/payment-methods/): Available methods and how to choose one
- [Protocol overview](/protocol/): The Machine Payments Protocol standardizes HTTP 402 with an extensible challenge–credential–receipt flow that works with any payment network.
- [Quickstart](/quickstart/): Get started with MPP in minutes. Protect your API with payments, connect your agent, or integrate your app with MPP-enabled services.
- [SDKs and client libraries](/sdk/): Official MPP SDKs in TypeScript, Python, and Rust, plus community SDKs in other languages.
- [Discovery](/advanced/discovery): Advertise your API's payment terms with an OpenAPI discovery document so clients and agents know what endpoints cost before making requests.
- [Identity](/advanced/identity): Use MPP Credentials for access control, rate limiting, and multi-step workflows—without requiring payment.
- [Refunds](/advanced/refunds): Return funds to clients after a charge, or let sessions refund unused deposits automatically.
- [Build with an LLM](/guides/building-with-an-llm): Use llms-full.txt to give your agent complete MPP context.
- [Accept multiple payment methods](/guides/multiple-payment-methods): Accept Tempo stablecoins, Stripe cards, and Lightning Bitcoin on a single API endpoint. Serve a multi-method 402 Challenge and let clients choose.
- [Accept one-time payments](/guides/one-time-payments): Charge per request with a payment-gated API
- [Accept pay-as-you-go payments](/guides/pay-as-you-go): Build a payment-gated API with session-based billing using mppx payment channels. Charge per request with near-zero latency overhead.
- [Proxy an existing service](/guides/proxy-existing-service): Put a payment gate in front of any API without changing its code. Use the mppx Proxy SDK to charge for upstream access.
- [Accept split payments](/guides/split-payments): Distribute a charge across multiple recipients
- [Accept streamed payments](/guides/streamed-payments): Accept streamed payments over Server-Sent Events with mppx. Bill per token in real time using Tempo payment channels for LLM inference APIs.
- [Charge intent for one-time payments](/intents/charge): Immediate one-time payments
- [Card payment method](/payment-methods/card/): Card payments via encrypted network tokens
- [Custom payment methods](/payment-methods/custom): Build your own payment method
- [Lightning](/payment-methods/lightning/): Bitcoin payments over the Lightning Network
- [Solana](/payment-methods/solana/): Native SOL and SPL token payments
- [Stellar SEP-41 token payments](/payment-methods/stellar/): SEP-41 token payments on the Stellar network
- [Stripe payment method](/payment-methods/stripe/): Cards, wallets, and other Stripe supported payment methods
- [Tempo stablecoin payments](/payment-methods/tempo/): Stablecoin payments on the Tempo blockchain
- [Challenges](/protocol/challenges): Server-issued payment requirements
- [Credentials](/protocol/credentials): Client-submitted payment proofs
- [HTTP 402 payment required](/protocol/http-402): HTTP 402 Payment Required signals that a resource requires payment. Learn when and how MPP servers return 402 with a WWW-Authenticate Challenge.
- [Payment receipts and verification](/protocol/receipts): Receipts confirm successful payment in MPP. Return them in the Payment-Receipt header so clients can verify that the server accepted their Credential.
- [Transports](/protocol/transports/): MPP defines transport bindings for HTTP and MCP. Learn how Challenges, Credentials, and Receipts map to headers and JSON-RPC messages.
- [Use with agents](/quickstart/agent): Connect your coding agent to MPP-enabled services. Set up Tempo Wallet or the mppx SDK to handle 402 payment flows automatically.
- [Use with your app](/quickstart/client): Handle payment-gated resources in your app. Use the mppx client SDK to intercept 402 responses, pay, and retry—all automatically.
- [Add payments to your API](/quickstart/server): Add payment-gated access to your API with mppx. Accept stablecoins, cards, and Bitcoin in a few lines of code using the MPP server SDK.
- [SDK features](/sdk/features): Feature parity across TypeScript, Python, and Rust MPP SDKs.
- [Python SDK](/sdk/python/): The pympp Python library
- [Rust SDK for MPP](/sdk/rust/): The mpp Rust library
- [Getting started](/sdk/typescript/): The mppx TypeScript library
- [Card charge](/payment-methods/card/charge): One-time payments using encrypted network tokens
- [Lightning charge](/payment-methods/lightning/charge): One-time payments using BOLT11 invoices
- [Lightning session](/payment-methods/lightning/session): Pay-as-you-go payments over Lightning
- [Solana charge](/payment-methods/solana/charge): One-time payments on Solana
- [Stellar charge](/payment-methods/stellar/charge): One-time SEP-41 token transfers
- [Channel](/payment-methods/stellar/session): High-frequency off-chain payments
- [Stripe charge](/payment-methods/stripe/charge): One-time payments using Shared Payment Tokens
- [Tempo charge](/payment-methods/tempo/charge): One-time TIP-20 token transfers
- [Session](/payment-methods/tempo/session): Low-cost high-throughput payments
- [HTTP transport](/protocol/transports/http): The HTTP transport maps MPP payment flows to standard HTTP headers—WWW-Authenticate for Challenges, Authorization for Credentials, and Payment-Receipt.
- [MCP and JSON-RPC transport](/protocol/transports/mcp): Payment flows for AI tool calls
- [Python MPP client](/sdk/python/client): Handle 402 responses automatically
- [Core Types](/sdk/python/core): Challenge, Credential, and Receipt primitives
- [Server](/sdk/python/server): Protect endpoints with payment requirements
- [Client](/sdk/rust/client): Handle 402 responses automatically
- [Core types](/sdk/rust/core): Challenge, Credential, and Receipt primitives
- [Server](/sdk/rust/server): Protect endpoints with payment requirements
- [CLI Reference](/sdk/typescript/cli): Built-in command-line tool for paid HTTP requests
- [Method.from](/sdk/typescript/Method.from): Create a payment method from a definition
- [Paid API proxy server](/sdk/typescript/proxy): Paid API proxy
- [McpClient.wrap](/sdk/typescript/client/McpClient.wrap): Payment-aware MCP client
- [stripe client method](/sdk/typescript/client/Method.stripe): Register all Stripe intents
- [Method.stripe.charge](/sdk/typescript/client/Method.stripe.charge): One-time payments via Shared Payment Tokens
- [tempo client method](/sdk/typescript/client/Method.tempo): Register all Tempo intents
- [Method.tempo.charge](/sdk/typescript/client/Method.tempo.charge): One-time payments
- [Method.tempo.session](/sdk/typescript/client/Method.tempo.session): Low-cost high-throughput payments
- [tempo.session](/sdk/typescript/client/Method.tempo.session-manager): Standalone session manager
- [Mppx.create](/sdk/typescript/client/Mppx.create): Create a payment-aware fetch client
- [Mppx.restore](/sdk/typescript/client/Mppx.restore): Restore the original global fetch
- [Transport.from](/sdk/typescript/client/Transport.from): Create a custom transport
- [Transport.http](/sdk/typescript/client/Transport.http): HTTP transport for payments
- [Transport.mcp](/sdk/typescript/client/Transport.mcp): MCP transport for payments
- [BodyDigest.compute](/sdk/typescript/core/BodyDigest.compute): Compute a body digest hash
- [BodyDigest.verify](/sdk/typescript/core/BodyDigest.verify): Verify a body digest hash
- [Challenge.deserialize](/sdk/typescript/core/Challenge.deserialize): Deserialize a Challenge from a header
- [Challenge.from](/sdk/typescript/core/Challenge.from): Create a new Challenge
- [Challenge.fromHeaders](/sdk/typescript/core/Challenge.fromHeaders): Extract a Challenge from Headers
- [Challenge.fromMethod](/sdk/typescript/core/Challenge.fromMethod): Create a Challenge from a method
- [Challenge.fromResponse](/sdk/typescript/core/Challenge.fromResponse): Extract a Challenge from a Response
- [Challenge.meta](/sdk/typescript/core/Challenge.meta): Extract correlation data from a Challenge
- [Challenge.serialize](/sdk/typescript/core/Challenge.serialize): Serialize a Challenge to a header
- [Challenge.verify](/sdk/typescript/core/Challenge.verify): Verify a Challenge HMAC
- [Credential.deserialize](/sdk/typescript/core/Credential.deserialize): Deserialize a Credential from a header
- [Credential.from](/sdk/typescript/core/Credential.from): Create a new Credential
- [Credential.fromRequest](/sdk/typescript/core/Credential.fromRequest): Extract a Credential from a Request
- [Credential.serialize](/sdk/typescript/core/Credential.serialize): Serialize a Credential to a header
- [Expires utility functions](/sdk/typescript/core/Expires): Generate relative expiration timestamps
- [Method.from](/sdk/typescript/core/Method.from): Create a payment method definition
- [Method.toClient](/sdk/typescript/core/Method.toClient): Extend a method with client logic
- [Method.toServer](/sdk/typescript/core/Method.toServer): Extend a method with server verification
- [PaymentRequest.deserialize](/sdk/typescript/core/PaymentRequest.deserialize): Deserialize a payment request
- [PaymentRequest.from](/sdk/typescript/core/PaymentRequest.from): Create a payment request
- [PaymentRequest.serialize](/sdk/typescript/core/PaymentRequest.serialize): Serialize a payment request to a string
- [Receipt.deserialize](/sdk/typescript/core/Receipt.deserialize): Deserialize a Receipt from a header
- [Receipt.from](/sdk/typescript/core/Receipt.from): Create a new Receipt
- [Receipt.fromResponse](/sdk/typescript/core/Receipt.fromResponse): Extract a Receipt from a Response
- [Receipt.serialize](/sdk/typescript/core/Receipt.serialize): Serialize a Receipt to a string
- [Elysia payment middleware](/sdk/typescript/middlewares/elysia): Payment middleware for Elysia
- [Express payment middleware](/sdk/typescript/middlewares/express): Payment middleware for Express
- [Hono payment middleware](/sdk/typescript/middlewares/hono): Payment middleware for Hono
- [Next.js payment middleware](/sdk/typescript/middlewares/nextjs): Payment middleware for Next.js
- [stripe](/sdk/typescript/server/Method.stripe): Register all Stripe intents
- [Method.stripe.charge](/sdk/typescript/server/Method.stripe.charge): One-time payments via Shared Payment Tokens
- [tempo server method](/sdk/typescript/server/Method.tempo): Register all Tempo intents
- [Method.tempo.charge](/sdk/typescript/server/Method.tempo.charge): One-time stablecoin payments
- [Method.tempo.session](/sdk/typescript/server/Method.tempo.session): Low-cost high-throughput payments
- [Mppx.compose](/sdk/typescript/server/Mppx.compose): Present multiple payment options
- [Mppx.create](/sdk/typescript/server/Mppx.create): Create a server-side payment handler
- [Mppx.toNodeListener](/sdk/typescript/server/Mppx.toNodeListener): Adapt payments for Node.js HTTP
- [Request.toNodeListener](/sdk/typescript/server/Request.toNodeListener): Convert Fetch handlers to Node.js
- [Response.requirePayment](/sdk/typescript/server/Response.requirePayment): Create a 402 response
- [Transport.from](/sdk/typescript/server/Transport.from): Create a custom transport
- [Transport.http](/sdk/typescript/server/Transport.http): HTTP server-side transport
- [Transport.mcp](/sdk/typescript/server/Transport.mcp): Raw JSON-RPC MCP transport
- [Transport.mcpSdk](/sdk/typescript/server/Transport.mcpSdk): MCP SDK server-side transport
-->

# Session \[Low-cost high-throughput payments]

The `session` intent enables high-frequency, pay-as-you-go payments over unidirectional payment channels. Clients deposit funds into an on-chain escrow and sign off-chain vouchers as they consume resources. The server verifies vouchers with fast signature checks—no RPC or blockchain calls—and settles periodically in batches.

Payment sessions reduce payment verification to near constant time, making it possible to meter and bill at the granularity of individual LLM tokens, API calls, or bytes transferred.

## Why sessions matter in MPP

Traditional payment rails target human purchase flows: a buyer decides, pays, and receives goods. Usage-based billing—the model that powers cloud infrastructure, LLM APIs, and metered services—requires something fundamentally different. It needs payment verification that can keep pace with the service itself.

Consider an LLM API: a single inference request can generate hundreds of tokens over several seconds. Each token has a known cost, but the total cost isn't known when the request begins. Standard billing models handle this by accumulating usage and charging after the fact, introducing credit risk, reconciliation complexity, and billing disputes. Prepaid credit systems require the client to guess consumption upfront and lose unused funds.

Sessions on Tempo solve this by making payment a continuous, inline part of the HTTP request. The client signs a cumulative voucher for each increment of service consumed, and the server verifies it in microseconds. The server delays on-chain settlement to whenever it chooses, batching hundreds or thousands of vouchers into a single on-chain transaction. This reduces both the latency and the cost of payment verification to near zero.

## How it works

### Overview

<MermaidDiagram
  chart={`sequenceDiagram
  participant Client
  participant Server
  participant Tempo
  Client->>Tempo: (1) Deposit tokens
  Tempo-->>Client: Channel created
  Client->>Server: (2) Open credential
  Note over Server: Verify on-chain deposit
  Server-->>Client: 200 OK (session established)
  loop Per request
      Client->>Server: (3) Request + voucher
      Note over Server: recover signature (ecrecover) 
      Server-->>Client: 200 OK + Receipt
  end
  Note over Server: (4) Periodic settlement
  Server->>Tempo: settle(channelId, voucher)
  Client->>Server: (5) Close
  Server->>Tempo: close(channelId, voucher)
  Tempo-->>Client: Refund remaining deposit
`}
/>

A payment session has four phases:

::::steps

### Open

The client deposits funds into an on-chain escrow contract, creating a payment channel between the client (payer) and server (payee). A unique `channelId` identifies the channel and holds the deposited TIP-20 tokens.

### Session

The client signs EIP-712 vouchers with increasing cumulative amounts as service is consumed. Each voucher authorizes "I have now consumed up to X total." The server verifies the signature, checks that the cumulative amount is higher than the previous voucher, and grants access based on the delta.

Voucher verification is CPU-bound: a single `ecrecover` call against the EIP-712 typed data. No RPC calls. No database lookups in the critical path. This is what enables per-token LLM billing without adding latency.

### Top up

If the channel runs low on funds, the client deposits additional tokens without closing the channel. The session continues uninterrupted.

### Close

Either party can close the channel. The server calls `close()` on the escrow contract with the highest voucher, settling the final balance on-chain and refunding any unused deposit to the client.

::::

## Session receipts

Session Receipts differ from charge Receipts. The `reference` field contains the payment channel ID (a `bytes32` hash), not a transaction hash. The on-chain settlement transaction hash is only available after closing the channel.

| Field | Charge receipt | Session receipt |
|-------|---------------|-----------------|
| `reference` | Transaction hash | Channel ID |
| `status` | `"success"` | `"success"` |
| `method` | `"tempo"` | `"tempo"` |

To get the settlement transaction hash, close the channel via `session.close()` and read the `txHash` field from the returned receipt.

## High volume API billing

Payment sessions match the billing model that high-volume APIs need: pay stablecoin tokens, receive API responses. The granularity of payment matches the granularity of consumption.

A typical flow for a high-volume large language model API:

1. **Client:** opens a channel with a 10 USDC.e deposit
2. **Client:** sends a prompt to the API
3. **Server:** issues Challenges requesting payment for each chunk (for example, 0.000025 USDC.e per token)
4. **Client:** signs a voucher for each chunk—the cumulative amount increases by the cost of tokens received
5. **Server:** verifies the voucher signature (~microseconds) and sends the next chunk
6. **Server:** settles on-chain and the client gets the unused deposit back

The server never touches the chain during inference. Payment verification adds microseconds of CPU overhead per chunk, not hundreds of milliseconds of network latency.

:::info\[Why Tempo]
Tempo handles payments at scale and has properties that make it a uniquely good fit for payment sessions:

* **Channel management UX**—Opening, topping up, and closing channels are on-chain operations. Tempo's ~500ms finality and sub-cent fees keep channel lifecycle from becoming a UX bottleneck.
* **Payment lane**—Tempo's 2D nonce system provides dedicated nonce lanes for payment transactions, so channel operations don't block other account activity. This matters for clients that use the same account for payments and other on-chain interactions.
* **High throughput**—When a server settles thousands of channels, Tempo's throughput handles the settlement volume without congestion or fee spikes.
* **Fee sponsorship**—Servers can pay channel management fees on behalf of clients, making the client-side integration purely off-chain after the initial deposit.
* **Enshrined tokens**—TIP-20 tokens are precompile-based, not smart contracts. Token operations are cheaper and more predictable than ERC-20 interactions on other chains.
  :::

## Integration

<Tabs stateKey="platform">
  <Tab title="Server">
    <div className="space-y-4">
      Use [`tempo`](/sdk/typescript/server/Method.tempo.session) to accept payment sessions. The server needs an RPC URL for on-chain verification during channel open/close, and a storage backend for channel state.

      ```ts twoslash
      import { Mppx, Store, tempo } from 'mppx/server'

      const mppx = Mppx.create({
        methods: [
          tempo({
            recipient: '0xf39Fd6e51aad88F6F4ce6aB8827279cffFb92266',
            store: Store.memory(),
          }),
        ],
      })
      ```

      During a session, the server verifies each voucher with a single `ecrecover`—no RPC calls, no database writes in the hot path. On-chain interaction only happens during open, settlement, and close.

      Use `mppx.session` in your request handler to meter access:

      ```ts twoslash
      import { Mppx, tempo } from 'mppx/server'

      const mppx = Mppx.create({
        methods: [
          tempo.session({
            currency: '0x20c0000000000000000000000000000000000000',
            recipient: '0xf39Fd6e51aad88F6F4ce6aB8827279cffFb92266',
          }),
        ],
      })
      // ---cut---
      export async function handler(request: Request) {
        const result = await mppx.session({
          amount: '25',
          unitType: 'llm_token',
        })(request)

        if (result.status === 402) return result.challenge

        return result.withReceipt(Response.json({ data: '...' }))
      }
      ```
    </div>
  </Tab>

  <Tab title="Client">
    <div className="space-y-4">
      Use [`tempo`](/sdk/typescript/client/Method.tempo) with `Mppx.create` to sign vouchers automatically when the server requests payment sessions.

      ```ts twoslash
      import { Mppx, tempo } from 'mppx/client'
      import { privateKeyToAccount } from 'viem/accounts'

      const account = privateKeyToAccount('0xabc…123')

      Mppx.create({
        methods: [tempo({ account })],
      })

      const response = await fetch('https://api.example.com/v1/chat/completions')
      // Automatically opens channel, signs vouchers per chunk
      ```

      ### Without polyfill

      If you don't want to patch `globalThis.fetch`, use `mppx.fetch` directly:

      ```ts twoslash
      import { Mppx, tempo } from 'mppx/client'
      import { privateKeyToAccount } from 'viem/accounts'

      const account = privateKeyToAccount('0xabc…123')

      const mppx = Mppx.create({
        methods: [tempo.session({ account })],
        polyfill: false,
      })

      const response = await mppx.fetch('https://api.example.com/v1/chat/completions')
      ```

      ### With multiple methods

      Register multiple methods so the client can handle servers that offer multiple payment methods.

      For example, to accept both charge and payment sessions:

      ```ts twoslash
      import { Mppx, tempo } from 'mppx/client'
      import { privateKeyToAccount } from 'viem/accounts'

      const account = privateKeyToAccount('0xabc…123')

      Mppx.create({
        methods: [
          tempo.charge({ account }),
          tempo.session({ account }),
        ],
      })
      ```

      ### Closing the channel

      Channels remain open for reuse across requests. Call `session.close()` to settle on-chain and reclaim unspent deposit.

      :::warning
      Channels do not close automatically. If you don't call `close()`, the deposit stays locked in the escrow contract until the channel expires or is manually closed.
      :::

      See [`tempo.session` manager](/sdk/typescript/client/Method.tempo.session-manager) for the full session lifecycle API.
    </div>
  </Tab>
</Tabs>

## Escrow contract

Sessions use the `TempoStreamChannel` escrow contract for on-chain deposits, settlement, and channel close. The [reference implementation](https://github.com/tempoxyz/tempo/blob/main/tips/ref-impls/src/TempoStreamChannel.sol) lives in the `tempoxyz/tempo` repository.

| Network | Chain ID | Contract Address |
|---|---|---|
| [Mainnet](https://explore.mainnet.tempo.xyz/address/0x33b901018174DDabE4841042ab76ba85D4e24f25?tab=contract) | 4217 | `0x33b901018174DDabE4841042ab76ba85D4e24f25` |
| [Testnet (Moderato)](https://explore.testnet.tempo.xyz/address/0xe1c4d3dce17bc111181ddf716f75bae49e61a336?tab=contract) | 42431 | `0xe1c4d3dce17bc111181ddf716f75bae49e61a336` |

## Specification

<Cards>
  <SpecCard to="https://paymentauth.org/draft-tempo-session-00" />
</Cards>
